A tied score does not always mean a refunded bet.
An NFL game ends regulation tied, but the moneyline wager still shows as pending. That can be normal: if the bet covers overtime, the sportsbook waits for the official result before settling it.
The market and covered period decide what happens next. On a two-way moneyline, a tie at the end of the covered period generally means a push, with the stake refunded. On a three-way soccer moneyline, a draw is its own outcome, so a wager on either team loses. A regulation-only bet can also settle differently from a full-game bet. The distinction matters across common types of sports bets; check the wager slip and sportsbook rules before assuming a refund.
How a tie settles by market
The word moneyline does not, by itself, settle what happens when the score is tied. The available selections and the sportsbook’s stated settlement period matter more.
| Market | What a tie means | What happens to the stake |
|---|---|---|
| Two-way, with a tie at settlement | Neither side wins | The wager generally pushes: the stake is returned, with no profit. |
| Three-way, with a draw at settlement | “Draw” is a separate selection | A draw bet wins; bets on either team lose. |
| Market including a tiebreaker | Overtime or another specified tiebreaker decides the winner | The winning side pays at its odds; the losing side loses. |
For example, a soccer three-way moneyline commonly settles on the score after 90 minutes plus stoppage time. If that score is level, draw wins even if one team later wins in extra time. A separate “to advance” market can settle differently because it includes the later result.
Likewise, an NHL game-winner moneyline may include overtime and a shootout, while a three-way regulation line stops before either. Before placing a wager, check whether the line says regulation, including overtime, or to advance. For the difference between a refund and a winning payout, see push and stake refund rules.
Two team choices don’t tell the whole story
In soccer, two team names on the betting slip do not prove that a tied match will refund the stake. The market name determines both when the result is measured and what happens if the teams are level.
- 90-minute result: Settles on the score after regulation time, including stoppage time but excluding extra time and penalties. A standard three-way market offers home, draw, and away; a team selection loses if the match ends level.
- Draw no bet: Also uses the 90-minute result, but a draw pushes the wager and returns the stake. The difference between draw no bet and a regular moneyline matters even when both markets display the same two teams.
- To advance: Pays on which team progresses, so a 90-minute draw does not settle the wager as a push. Extra time or a penalty shootout may decide it under the sportsbook’s rules.
For example, if a knockout match finishes 1–1 after 90 minutes and Team A wins on penalties, a Team A draw-no-bet wager pushes, while a Team A to-advance wager wins. A Team A three-way 90-minute wager loses. Before placing a bet, check the full market label and settlement rules rather than relying on the number of choices shown.
When each game period becomes final
- First half
A first-half moneyline settles at halftime. A comeback after the break cannot change that wager’s result.
- Regulation only
The wager becomes final when regulation ends. A tied score may push a two-way moneyline even if one team wins in overtime; later play does not change the regulation result.
- Full game, including overtime
The wager remains open through overtime and settles when the game ends. The regulation score alone does not determine the result.
- Soccer’s 90 minutes
This market settles after 90 minutes plus stoppage time. Extra time and penalty kicks do not change its result.
- Soccer extra time included
The wager remains open through the two extra-time periods. A penalty shootout counts only if the sportsbook’s market rules expressly include it.
NFL, soccer, and NHL tie examples
An NFL regular-season game can end tied after overtime. If the final score is 20–20, a standard two-way, full-game moneyline wager on either team generally pushes, returning the stake. NFL postseason games continue until there is a winner, so that same full-game market does not face a final tie. A regulation-only market, if offered, is different: it can settle on the score at the end of the fourth quarter.
In soccer, a match level at 1–1 after 90 minutes plus stoppage time is a draw for a standard three-way match-result market. A bet on either team loses; a bet on the draw wins. This is how a three-way moneyline treats a draw, even if a cup match later goes to extra time or penalties. A separate “to advance” wager follows the team that progresses instead.
In the NHL, a game tied 2–2 after three periods gives a regulation three-way market a draw result. A full-game moneyline normally includes overtime and a shootout, so it settles on the eventual winner rather than refunding both sides. Check the period and settlement rules on the bet slip: sportsbook offerings differ, and “regulation,” “full game,” and “to advance” do not describe interchangeable wagers.
What comes back after a push
A $110 moneyline wager at -110 would normally win $100 in profit if the selection won. If the bet pushes because the covered game period ends tied, the sportsbook returns the original $110 stake. There is no $100 profit, but the bettor does not lose the stake or pay the $10 in juice.
The same tied score can produce a different result in a three-way market, which offers separate home, away, and draw selections. A $110 wager on either team loses if the covered period ends in a draw; the full stake is lost. A wager on the draw wins instead, with profit determined by the draw odds shown on that betting line. The $110 push refund applies only to a market whose rules call for a push, much like an over/under that lands exactly on its total.
Even after the result is official, a bet slip may briefly remain pending while the sportsbook grades it. If the settlement looks wrong, check the market name and covered period before contacting support.
What a push does to a parlay
A pushed leg generally drops out of a standard parlay. The wager stays alive, but its payout is recalculated using only the remaining legs. It is not paid at the original parlay odds.
For example, consider a $20 three-leg parlay at +150, -110, and +120. If all three legs win, the total return is $210, including the stake. If the -110 leg pushes and the other two win, the bet becomes a two-leg parlay at +150 and +120: the return falls to $110, including the $20 stake.
The distinction is whether the selection pushed or lost. A team picked to win a three-way moneyline loses if the game ends in a draw for that market; that losing leg defeats the parlay, even if every other pick wins. If every leg pushes, the sportsbook generally returns the original stake without profit.
Same-game parlays and promotional wagers may follow different rules. A voided leg might affect eligibility for an odds boost or other offer, and some same-game parlays have their own settlement terms. Checking the sportsbook’s parlay rules before placing the wager avoids assuming every tie produces the same refund or recalculation.
A refund is not always a push
A push means the covered period ended with a result that neither side won under that market’s rules. A void can also return the stake, but for a different reason: the game was canceled, postponed beyond the sportsbook’s allowed window, or failed to meet its completion requirements. The account balance may look the same, while the settlement reason—and treatment of a parlay leg—depends on the sportsbook’s rules.
If a grade looks wrong, check these details before contacting support:
- Market: Was it a two-way moneyline, a three-way result, or a draw-no-bet wager?
- Covered period: Did the bet include overtime or stop at regulation?
- Official result: What score or outcome applied when that period ended?
- House rules: How does that sportsbook handle ties, delays, and incomplete games?
Keep the bet slip or bet ID handy. If the grade still conflicts with the listed rules, send support the ID, market name, and the specific result in question.
Is a canceled game a moneyline push?
Not usually. A returned stake is generally recorded as a void when the game is canceled, rather than as a push caused by a tied result.
Does a postponed game automatically refund the wager?
No. Sportsbooks set their own time limits for when a postponed game must be played, so the current house rules determine whether the bet remains active or is voided.
Can an unfinished game produce a refund?
Yes, if it does not meet the sportsbook’s completion requirements for that market. The settlement is typically a void, not a tie-related push.
What should a bettor provide when disputing a grade?
Provide the bet ID, market and covered period, along with the official result being cited. Point to the relevant house rule so support can review the specific discrepancy.
Check the market before and after the game
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Count the listed outcomes
A three-way moneyline includes a draw; a team pick loses if that draw occurs. In a two-way market, a final tie may push, depending on the rules.
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Confirm the settlement period
Check whether the wager covers regulation only or includes overtime or shootouts. A tied score may leave the wager open until the included period ends.
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Read the sport-specific rules
Check how the sportsbook treats ties, abandoned games, and any required minimum playing time.
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Check parlay treatment
A pushed leg usually drops out of a standard parlay, while a losing selection defeats it. Special parlay products may have different terms.
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Review the graded bet
Compare the bet slip’s market and period with the final result and settlement rules. If the grade still looks wrong, contact the sportsbook with the bet ID.
The score alone does not determine a moneyline refund. The listed outcomes, settlement period, and sportsbook rules decide whether a tied game returns the stake, leaves the wager pending, or produces a loss.
